45.4% of Boomers on Fidelity’s Platform Keep Every 401(k) Dollar in One Target-Date Fund. Here’s What That Fund Actually Holds at 67
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Target-date funds are the default investment in most workplace retirement plans, and many older savers use one for their whole 401(k). 45.4% of Boomers have all their 401(k) savings in a target-date fund, according to Fidelity’s Q4 2025 401(k) data.
The share is 54.9% for Gen X and 63.0% for savers overall
Target-date funds are the default investment in most workplace retirement plans, and many older savers use one for their whole 401(k). 45.4% of Boomers have all their 401(k) savings in a target-date fund, according to Fidelity’s Q4 2025 401(k) data.
The share is 54.9% for Gen X and 63.0% for savers overall
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