Q4 2026 activation links for cards offering 5% in rotating categories
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Chase Freedom and Freedom Flex, Discover It, US Bank Cash+, and Citi Dividend cards all have rotating quarterly categories that earn 5% back, and the new categories for Q4 2026 are now live.
Below are the details of each card’s categories from October 1 to December 31, 2026, along with links to activate the bonuses.
Chase Freedom & Freedom Flex
Bonus Categories
Dining
Grocery Stores (excludes Walmart & Target)
American Red Cross
Bonus Amount / Limit
5% cashback on up to $1,500
Below are the details of each card’s categories from October 1 to December 31, 2026, along with links to activate the bonuses.
Chase Freedom & Freedom Flex
Bonus Categories
Dining
Grocery Stores (excludes Walmart & Target)
American Red Cross
Bonus Amount / Limit
5% cashback on up to $1,500
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