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India’s insurance sector is witnessing a steady shift, with premiums hitting a total of Rs 7.05 lakh crore in FY25. This figure reflects growing participation in structured financial protection and long-term planning. More importantly, it highlights a change in how individuals approach savings. What stands out here is the growing preference for a Unit Linked Insurance Plan as a savings plan. This is not a short-term trend. It shows a shift towards combining protection with long-term growth. Let’

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